Hello CityBroke brethren! I have been away but I need to tell you to join the Mint like today! It is totally kick ass! You register and then you log into your bank account and credit card accounts through the site. On one dashboard you manage your money. I can't even remember any of my passwrds so after I got that sorted out I was able to get everything important in one place. The BEST part is that analyses how you spend your money. Like, 52% of my income goes to rent. Seriously - GO MINT!