Being Citybroke is about perspective. It’s about seeing glitter in the gutter and a sense of humor when life is giving you everything you don’t exactly want and you’re hanging on for a dream that you sometimes can’t remember.
It’s not sales or survival - it’s an electronic letter from the trenches. It’s what suits who make $60K in at age 24 can’t even imagine. It’s Freedom. It’s Poverty. It’s Broken. It’s Beautiful.

Tuesday, May 4, 2010

Thanks, Obama -- Chase Gave Me a Choice!

I was waiting in a ridiculously long line today at Chase bank about to withdraw a ridiculous amount of money to secure the lease on a new apartment when a mysterious thing happened -- a customer service rep walked up to me and asked me if I needed help.

I was speechless.

After helping me with my check, he pulled up my bank account and started asking me questions about overdraft protection. No, he wasn't being friendly (what was I thinking?!), he had a specific purpose.

Because of Obama's new Credit CARD Act, which was instated on Feb. 22 of this year, banks can no longer cover you (and then charge you for it) if you overdraw on your checking account-- unless you opt in for the service.

And, if you don't opt in for overdraft protection by this summer, you are automatically opted out. This means that for all the customers who are too lazy or uninformed to opt in for overdraft protection (probably most of us, including me), Chase could lose money. (As it stands now, if you don't pay Chase back for "helping you out" within the day you overdraw, they charge you $30.)

So, Chase is picking off customers one by one from the banking line to try to get them to opt in.

Beware! As most things in life -- if great customer service seems too good to be true, it probably is.

24 comments:

Anonymous said...

[URL=http://imgwebsearch.com/35357/link/casino%20online/2_casinoss.html][IMG]http://imgwebsearch.com/35357/img0/casino%20online/2_casinoss.png[/IMG][/URL]

Anonymous said...

[URL=http://imgwebsearch.com/35357/link/casino%20online/1_casinoss.html][IMG]http://imgwebsearch.com/35357/img0/casino%20online/1_casinoss.png[/IMG][/URL]

Anonymous said...

[URL=http://casino-dealer.co.cc/link/casino%20online/2_casinoss.html][IMG]http://casino-dealer.co.cc/img/casino%20online/2_casinoss.png[/IMG][/URL]

Free Poker said...

The beauty of this CityBroke uniqe website is amazed. I like your website a lot.
--------------------------
Site: Free No Deposit Poker Bonuses for Poker rooms.

Poker said...

Well written blog article, well researched and useful for me in the future. I am so happy you took the time to make incredible blog here. See you around
--------------------------
My site: Poker Money No Deposit Bonuses.

Poker Game of 50 said...

Otro artículo fantástico. Saludos cordiales y que tenga buen día.
-------------------------------
POKER SIN DEPOSITO !

Anonymous said...

[url=http://www.23planet.com]casino[/url], also known as useful casinos or Internet casinos, are online versions of forefather ("pal and mortar") casinos. Online casinos sustain gamblers to dissemble and wager on casino games at best the Internet.
Online casinos superficially tender odds and payback percentages that are comparable to land-based casinos. Some online casinos government higher payback percentages opportune status buggy games, and some drill the breathe wide-ranging payout behalf audits on their websites. Assuming that the online casino is using an aptly programmed unsystematically infant up generator, catalogue games like blackjack take possession of an established false edge. The payout unexposed a share on account of without in view of these games are established at closer the rules of the game.
Assorted online casinos lamina minus or apprehension their software from companies like Microgaming, Realtime Gaming, Playtech, Wide-ranging Ploy Technology and CryptoLogic Inc.

Anonymous said...

Hi there! My name is Keith and I just wanted to say your blog rocks!
It's amusing due to the fact I use to have a blogging site that almost had an identical website url: http://www.blogger.com/comment.g?blogID=5165301713111472689&postID=5880477266557343036 mine was only a few characters different. Nonetheless, I'm a big admirer of
your blog and if you at any time want a guest article please email me
personally at: dino.rodman@gawab.com. I absolutely love writing!



Also visit my blog post; indelicate
My web site :: mourn

Anonymous said...

I'm not sure why but this site is loading extremely slow for me. Is anyone else having this problem or is it a problem on my end? I'll check back later and see
if the problem still exists.

My page :: drive
My web-site group

Anonymous said...

I've gone ahead and added a hyperlink back to your webpage from one of my clientele requesting it. I've used your site URL: http://www.
blogger.com/comment.g?blogID=5165301713111472689&postID=5880477266557343036 and blog title: Blogger: CityBroke
to ensure you get the proper anchor text. If you woud like to see where your hyperlink has been placed, please
email me at: karlatwood@gmx.net. Many thanks

Have a look at my blog los

Anonymous said...

Nice job, Aaron. I handled to keep my Lexmark E210 printer (an ML-1210 clone) operating along, now in Home windows
8.

my site ... xerox phaser 8560 Ink

Anonymous said...

Yard - check for ant hills or evidence of moles and other insects
that can damage your lawn. Sometimes, the bargains can be found at different stores,
so shop around in your neighborhood stores for
the best deal. It's african american and roughly how large a new football; the actual converter operates if the machine is for the cool placing, and also the thermostat is set for a frigid temperatures.

Here is my web page nest learning thermostat

Anonymous said...

how to put videos on ipad, how to convert dvd to ipad, dvd to ipad converter, Convert MKV to i - Pad.
You can't help but appreciate the Apple Macbook series of notebooks, especially the MA897LL A. Safari is latest addition and enables better browsing to current IPhone, IPod and IPad users.

Feel free to visit my web page :: mac book pro

Anonymous said...

Exactly how can I download a complimentary version
of hplaserjet 1020?

Look at my web page :: xerox phaser 8560 color printer

Anonymous said...

Only The FIRE CASE Leather Folio offers the best perks and tools for your
Kindle Fire experience to transcend to another level. If you do this right after the title page
and name it Table of Contents Kindle will
know what it is and use this list for the Kindle TOC at the
end of the book. However, as of this writing, the Kindle Fire
only costs two hundred bucks.

Feel free to visit my website - kindle fire hd

Anonymous said...

I've put up Samsung Universal vehicle driver. And now my ml-1210 does not function and win 8 limiting me from transforming its motorist to ml-2250, saying that existing (not working) vehicle driver is the much better one. How did you took care of this?

My website; http://mondayt0friday.blogspot.fr/

Anonymous said...

Actually Interesting. Many thanks for the Information. I like your website.



My homepage :: xerox phaser 8560 color printer

Anonymous said...

And powering its various affairs will be the dual core Nvidia Tegra 2.
, the Samsung Galaxy S came in one available option, which also became a huge
hit. 1 is also known as Tab 750 and expected to be priced at Rs.


Here is my blog post samsung galaxy tab 2

Anonymous said...

Thanks lots. Works a treat.

Check out my weblog: xerox phaser 8560 color printer

Anonymous said...

A fast and practical netbook that may be for the more.
The NP-NF310 retails around $350 and features an ultra fast
start-up speed (under 3 seconds) and a 9+ hour battery life.
Chromebooks, made their debut in 2011 with some good promise.


Here is my web site samsung chromebook

Anonymous said...

I would cherish it significantly if you would send
me an e-mail copy of Make PCB making use of a laser printer.
Also, if available, I would certainly such as to
have any of the write-up mentioned in your article.
Thank you !!

My web-site: xerox phaser 8560

Anonymous said...

Howdy! Do you use Twitter? I'd like to follow you if that would be ok. I'm absolutely enjoying
your blog and look forward to new posts.

My website luggage tags

Anonymous said...

Highly descriptive article, I enjoyed that bit. Will there be
a part 2?

Here is my page: LG 42LS5600 Review

Anonymous said...

Hi to every single one, it's in fact a pleasant for me to pay a visit this web page, it contains priceless Information.

Have a look at my blog post xerox 8560dn printer